Presenting SIP Calculator

A hassle-free way to estimate your SIP returns

Financial planning does start with a goal in mind, but the journey starts with choosing the right SIP. With our SIP calculator, it's easy to eliminate the guesswork and strategize effectively.

Understand Your SIP Growth

Understand Your SIP Growth

Track how systematic investments accumulate and make data-driven financial choices.

Estimate Future Returns

Estimate Future Returns

Get a clear projection of potential earnings and align your investment strategy with your goals.

SIP Calculator

Input your details to calculate your investment’s future value.

Years
%

Total value

₹4.06L

Invested amount

₹3L

Estimated Returns

₹1.06L

If you invest ₹5K every month for 5 years at 12% returns, then your total invested amount of ₹3L will grow to ₹4.06L.

Optimize your investment strategy today!
whatsapp

How Does the SIP Calculator Work?

The SIP calculator uses three main inputs:

1

Monthly Investment Amount

The amount you plan to invest every month.

2

Investment Duration (in years)

How long you plan to continue the SIP.

3

Expected Annual Return (%)

An estimate of the return your mutual fund might generate annually.

What Is a SIP Calculator?

How to Use the SIP Calculator

Understanding the SIP Formula

Benefits of Using a SIP Calculator

Real-Life Example of SIP Investment

Limitations of the Systematic Investment Calculator

How SIP Calculator Puts You Ahead In The Investment Game?

Your Go To Tool To Plan Better And Invest Smarter

  • Get Accurate Investment Projections
  • Explore Different Options
  • Goal-Oriented Planning
  • Clear Bifurcated Results
  • Save Time And Effort

Get Accurate Investment Projections

Get a precise estimate of your SIP’s future value based on the monthly contributions.

Optimize Your Investment Planning with Equentis

The Right Choice To Effortless Projections for Smarter Investing

This tool by Equentis helps you visualize your investment growth with precision. At Equentis, we help you easily assess how your small, consistent investments will grow over time by analyzing your monthly contributions, expected returns, and investment duration with a SIP calculator.

5in5 Wealth Creation Strategy

1
  • Suitable for an investment surplus from ₹3L – 25L.
  • An investment for 5–6 years.
  • Personalized portfolio of 20–25 high-growth stocks
  • Timely buy-hold-sell alerts
  • Proactive stock rebalancing
Know More

Mispriced Opportunities

  • Suitable for an investment surplus of 30K/month. An investment for 6-12 months
  • Get 1 new stock every month
  • Timely buy-hold-sell alerts
  • For medium-term returns
Know More

Combo

  • Suitable for an investment surplus from 5L-25L. An investment for mid-to-long term.
  • For long-term wealth creation & medium-term returns
  • Create a well-diversified portfolio for your goals
  • Timely buy-hold-sell alerts
Know More

Dhanwaan

  • Suitable for an investment surplus of ₹25 lakhs & above.
  • An investment for 5–6 years.
  • Premium services for HNIs
  • Receive 20–25 stock recommendations
  • Dedicated relationship officer
Know More

Our Other Calculators

Discover a suite of cutting-edge tools to enhance your financial journey:

Related Blogs

Learn, plan, and grow with our in-depth financial blogs

dir

May 22, 2025 | 5 min read

What is SIP Investment? Meaning & How it Works

dir

May 22, 2025 | 5 min read

SIP Flows Surge Crossing 16,000 Crore!

dir

May 22, 2025 | 5 min read

Why Frequent Switching of SIPs Should Be Avoided?

Frequently Asked Questions

Clearing doubts, one question at a time

A SIP (Systematic Investment Plan) calculator is an online financial tool that helps investors estimate the future value of their SIP investments by considering factors like the invested amount, investment tenure, and expected rate of return.

To calculate SIP returns, use a SIP calculator. Enter the amount you invest monthly, your expected annual return, and how long you’ll invest. The tool automatically shows you your total investment, final value, and profit earned.

The calculator assumes a constant return rate for simplicity. However, you can manually input different rates to simulate best-case, average, or conservative scenarios and compare outcomes.

The calculator uses your inputs (monthly investment, return rate, and duration) to estimate the total value of your investments.

It typically uses standard return assumptions. While they don’t auto-sync with real-time market data, they provide a close estimate based on historical performance benchmarks.

Yes! SIP is a great way to build a retirement corpus. You can use the calculator to determine how much you need to invest monthly to achieve your retirement goal by a certain age.

Absolutely. The interface is designed to be user-friendly with no financial jargon. Even if you’re new to SIPs or mutual funds, you’ll find it easy to use and understand.

Yes, many SIPs allow flexibility to increase or decrease your monthly contribution.

You can invest in a SIP on a monthly, quarterly, or even weekly basis, depending on the plan.

Yes, most SIPs allow you to pause or stop your investments without penalty.

The minimum amount required to start a SIP can be as low as Rs. 500, depending on the mutual fund.

Investments in certain mutual funds, like Equity Linked Savings Schemes (ELSS), offer tax benefits under Section 80C of the Income Tax Act.

While no tool can predict exact future values, SIP calculator offers reliable projections.

SIP calculators illustrate how your investments grow over time as the returns earned on your principal also start earning returns, showcasing the power of compounding.