The Phoenix Mills Ltd. (PDF)
SIP Calculator
Plan your financial future
Presenting SIP Calculator
A hassle-free way to estimate your SIP returns
Financial planning does start with a goal in mind, but the journey starts with choosing the right SIP. With our SIP calculator, it's easy to eliminate the guesswork and strategize effectively.
Understand Your SIP Growth
Track how systematic investments accumulate and make data-driven financial choices.
Estimate Future Returns
Get a clear projection of potential earnings and align your investment strategy with your goals.
SIP Calculator
Input your details to calculate your investment’s future value.
₹
Years
%
Total value
₹4.06L
Invested amount
₹3L
Estimated Returns
₹1.06L
If you invest ₹5K every month for 5 years at 12% returns, then your total invested amount of ₹3L will grow to ₹4.06L.
Optimize your investment strategy today!
How Does The SIP Calculator Work?
Seamless, Powerful, and User-Friendly
1
Enter The SIP Contribution
Mention the monthly installment you plan to pay as SIP
2
Set The Rate And Tenure
Specify the investment tenure in years and enter the expected rate of return.
3
View Your Future Returns
The calculator will display the estimated corpus to show the potential wealth accumulation.
How does SIP Calculation Works
- Enter Monthly SIP Amount:The amount invested every month.
- Choose Investment Duration:The total number of years for the SIP.
- Enter Expected Rate of Return:Typically 10-15% for equity mutual funds.
- Calculate Future Value:The calculator applies the formula and displays the estimated corpus.
- Adjust Inputs for Different Scenarios:Helps decide the best SIP strategy.
Formula for SIP Calculation
ASystematic Investment Plan (SIP) Calculator helps estimate the future value of investments made at regular intervals. The formula used is:
FV=P×((1+r)^n−1)/r)×(1+r)
Where:
- FV = Future Value of investment
- P = Monthly SIP investment amount
- r = Expected rate of return per month (Annual Return ÷ 12 ÷ 100)
- n = Total number of months (Investment tenure in years × 12)
Benefits of a SIP Calculator
-
Quick Future Value Estimation:
Helps investors know how much wealth they can accumulate. -
Power of Compounding:
Shows how regular investments grow over time. -
Goal-Based Planning:
Helps in achieving long-term financial goals like retirement, education, and home purchase. -
Investment Comparison:
Allows comparison of different SIP amounts and tenure scenarios. -
Eliminates Manual Errors:
Automates complex financial calculations.
How SIP Calculator Puts You Ahead In The Investment Game?
Your Go To Tool To Plan Better And Invest Smarter
- Get Accurate Investment Projections
- Explore Different Options
- Goal-Oriented Planning
- Clear Bifurcated Results
- Save Time And Effort
Get Accurate Investment Projections
Get a precise estimate of your SIP’s future value based on the monthly contributions.
Optimize Your Investment Planning with Equentis
The Right Choice To Effortless Projections for Smarter Investing
This tool by Equentis helps you visualize your investment growth with precision. At Equentis, we help you easily assess how your small, consistent investments will grow over time by analyzing your monthly contributions, expected returns, and investment duration with a SIP calculator.
5in5 Wealth Creation Strategy
1
- Suitable for an investment surplus from ₹3L – 25L.
- An investment for 5–6 years.
- Personalized portfolio of 20–25 high-growth stocks
- Timely buy-hold-sell alerts
- Proactive stock rebalancing
Mispriced Opportunities
- Suitable for an investment surplus of 30K/month. An investment for 6-12 months
- Get 1 new stock every month
- Timely buy-hold-sell alerts
- For medium-term returns
Combo
- Suitable for an investment surplus from 5L-25L. An investment for mid-to-long term.
- For long-term wealth creation & medium-term returns
- Create a well-diversified portfolio for your goals
- Timely buy-hold-sell alerts
Dhanwaan
- Suitable for an investment surplus of ₹25 lakhs & above.
- An investment for 5–6 years.
- Premium services for HNIs
- Receive 20–25 stock recommendations
- Dedicated relationship officer
Frequently Asked Questions
Clearing doubts, one question at a time
A SIP (Systematic Investment Plan) calculator is an online financial tool that helps investors estimate the future value of their SIP investments by considering factors like the invested amount, investment tenure, and expected rate of return.
The calculator uses your inputs (monthly investment, return rate, and duration) to estimate the total value of your investments.
Yes, many SIPs allow flexibility to increase or decrease your monthly contribution.
You can invest in a SIP on a monthly, quarterly, or even weekly basis, depending on the plan.
Yes, most SIPs allow you to pause or stop your investments without penalty.
The minimum amount required to start a SIP can be as low as Rs. 500, depending on the mutual fund.
Investments in certain mutual funds, like Equity Linked Savings Schemes (ELSS), offer tax benefits under Section 80C of the Income Tax Act.
While SIP calculators provide an accurate estimate based on the inputs, the actual returns may vary due to market fluctuations, fund performance, and changes in interest rates.
SIP calculators illustrate how your investments grow over time as the returns earned on your principal also start earning returns, showcasing the power of compounding.
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